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Call reports 2006

SUBURBAN BANK & TRUST COMPANY — 2006

What SUBURBAN BANK & TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/7a5c436f-6819-4657-8691-1f074d7552e9/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets573,892,000583,697,000592,249,000627,195,000
Total loans368,933,000389,904,000408,238,000420,693,000
Allowance for loan losses4,589,0004,963,0004,965,0004,545,000
Securities available for sale137,687,000135,940,000124,133,000125,433,000
Securities held to maturity0000
Trading assets0000
Total deposits472,047,000479,376,000483,096,000518,586,000
Interest-bearing deposits393,796,000398,106,000404,531,000424,884,000
Noninterest-bearing deposits78,252,00081,270,00078,564,00093,703,000
Equity capital69,687,00068,075,00072,075,00071,918,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income8,292,00016,886,00026,065,00035,715,000
Interest expense3,355,0007,002,00011,082,00015,491,000
Net interest income4,937,0009,884,00014,983,00020,224,000
Noninterest income1,150,0002,313,0003,477,0004,628,000
Noninterest expense3,972,0008,043,00012,061,00016,628,000
Provision for loan losses360,000720,000720,000637,000
Pretax income1,755,0003,434,0005,679,0007,587,000
Income tax15,00030,00045,00060,000
Net income1,740,0003,404,0005,634,0007,527,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital48,130,00048,043,00049,273,00049,367,000
Total capital52,719,00053,006,00054,239,00053,912,000
Risk-weighted assets431,221,000449,454,000448,148,000460,575,000

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