Call reports 2025
INTERCITY STATE BANK — 2025
What INTERCITY STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Total assets | 270,588,000 | 260,455,000 |
| Total loans | 214,752,000 | 212,342,000 |
| Allowance for loan losses | 2,182,000 | 2,189,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 29,949,000 | 27,941,000 |
| Trading assets | 0 | 0 |
| Total deposits | 205,440,000 | 199,211,000 |
| Interest-bearing deposits | 163,344,000 | 157,582,000 |
| Noninterest-bearing deposits | 42,097,000 | 41,630,000 |
| Equity capital | 58,958,000 | 60,156,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Interest income | 3,541,000 | 7,041,000 |
| Interest expense | 1,140,000 | 2,195,000 |
| Net interest income | 2,401,000 | 4,846,000 |
| Noninterest income | 100,000 | 323,000 |
| Noninterest expense | 1,105,000 | 2,244,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,396,000 | 2,925,000 |
| Income tax | 307,000 | 638,000 |
| Net income | 1,089,000 | 2,287,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 |
|---|---|---|
| Tier 1 capital | 58,958,000 | 60,156,000 |
| Total capital | 61,228,000 | 62,433,000 |
| Risk-weighted assets | 227,397,000 | 224,590,000 |