Call reports 2024
INTERCITY STATE BANK — 2024
What INTERCITY STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 271,987,000 | 261,691,000 | 266,404,000 | 281,489,000 |
| Total loans | 225,584,000 | 217,612,000 | 221,705,000 | 216,112,000 |
| Allowance for loan losses | 2,084,000 | 2,093,000 | 1,834,000 | 2,176,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 32,898,000 | 30,900,000 | 30,484,000 | 30,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,465,000 | 194,660,000 | 203,628,000 | 217,479,000 |
| Interest-bearing deposits | 146,798,000 | 151,828,000 | 160,278,000 | 172,081,000 |
| Noninterest-bearing deposits | 43,667,000 | 42,832,000 | 43,350,000 | 45,397,000 |
| Equity capital | 54,575,000 | 55,454,000 | 56,561,000 | 57,869,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,212,000 | 6,538,000 | 10,035,000 | 13,574,000 |
| Interest expense | 1,262,000 | 2,509,000 | 3,732,000 | 4,920,000 |
| Net interest income | 1,950,000 | 4,029,000 | 6,303,000 | 8,654,000 |
| Noninterest income | 156,000 | 321,000 | 492,000 | 702,000 |
| Noninterest expense | 1,087,000 | 2,190,000 | 3,289,000 | 4,468,000 |
| Provision for loan losses | 0 | 0 | 0 | 337,000 |
| Pretax income | 1,019,000 | 2,160,000 | 3,506,000 | 4,532,000 |
| Income tax | 214,000 | 476,000 | 716,000 | 881,000 |
| Net income | 805,000 | 1,684,000 | 2,790,000 | 3,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,575,000 | 55,454,000 | 56,561,000 | 57,869,000 |
| Total capital | 56,659,000 | 57,547,000 | 58,395,000 | 60,133,000 |
| Risk-weighted assets | 237,296,000 | 229,762,000 | 224,312,000 | 220,222,000 |