Call reports 2023
INTERCITY STATE BANK — 2023
What INTERCITY STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 246,697,000 | 252,763,000 | 259,371,000 | 264,478,000 |
| Total loans | 201,305,000 | 209,050,000 | 215,999,000 | 216,988,000 |
| Allowance for loan losses | 1,965,000 | 1,974,000 | 2,039,000 | 2,050,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 34,232,000 | 33,962,000 | 33,937,000 | 33,472,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,248,000 | 173,863,000 | 185,495,000 | 192,621,000 |
| Interest-bearing deposits | 135,478,000 | 132,037,000 | 143,278,000 | 150,502,000 |
| Noninterest-bearing deposits | 43,770,000 | 41,826,000 | 42,217,000 | 42,119,000 |
| Equity capital | 51,264,000 | 51,967,000 | 52,784,000 | 53,770,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,478,000 | 5,059,000 | 7,881,000 | 10,855,000 |
| Interest expense | 634,000 | 1,375,000 | 2,230,000 | 3,192,000 |
| Net interest income | 1,844,000 | 3,684,000 | 5,651,000 | 7,663,000 |
| Noninterest income | 230,000 | 419,000 | 579,000 | 791,000 |
| Noninterest expense | 1,020,000 | 2,100,000 | 3,077,000 | 4,099,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,054,000 | 2,003,000 | 3,153,000 | 4,355,000 |
| Income tax | 309,000 | 555,000 | 887,000 | 1,105,000 |
| Net income | 745,000 | 1,448,000 | 2,266,000 | 3,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,264,000 | 51,967,000 | 52,784,000 | 53,770,000 |
| Total capital | 53,229,000 | 53,941,000 | 54,823,000 | 55,820,000 |
| Risk-weighted assets | 213,819,000 | 220,146,000 | 231,089,000 | 231,280,000 |