Call reports 2022
INTERCITY STATE BANK — 2022
What INTERCITY STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 236,678,000 | 246,898,000 | 249,703,000 | 259,345,000 |
| Total loans | 187,147,000 | 197,780,000 | 203,728,000 | 212,760,000 |
| Allowance for loan losses | 1,876,000 | 1,885,000 | 1,913,000 | 1,950,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 35,431,000 | 35,269,000 | 35,241,000 | 34,978,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,514,000 | 190,981,000 | 188,483,000 | 189,251,000 |
| Interest-bearing deposits | 143,770,000 | 142,812,000 | 138,110,000 | 137,108,000 |
| Noninterest-bearing deposits | 44,744,000 | 48,168,000 | 50,372,000 | 52,143,000 |
| Equity capital | 47,788,000 | 48,655,000 | 49,637,000 | 50,518,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,122,000 | 4,254,000 | 6,650,000 | 9,013,000 |
| Interest expense | 121,000 | 253,000 | 469,000 | 815,000 |
| Net interest income | 2,001,000 | 4,001,000 | 6,181,000 | 8,198,000 |
| Noninterest income | 208,000 | 383,000 | 558,000 | 740,000 |
| Noninterest expense | 1,048,000 | 2,045,000 | 3,058,000 | 4,098,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,161,000 | 2,339,000 | 3,681,000 | 4,840,000 |
| Income tax | 304,000 | 615,000 | 975,000 | 1,253,000 |
| Net income | 857,000 | 1,724,000 | 2,706,000 | 3,587,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,788,000 | 48,655,000 | 49,637,000 | 50,518,000 |
| Total capital | 49,664,000 | 50,540,000 | 51,550,000 | 52,468,000 |
| Risk-weighted assets | 202,629,000 | 212,185,000 | 219,592,000 | 224,504,000 |