Call reports 2021
INTERCITY STATE BANK — 2021
What INTERCITY STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 232,140,000 | 242,114,000 | 236,236,000 | 241,076,000 |
| Total loans | 158,087,000 | 168,397,000 | 174,351,000 | 183,303,000 |
| Allowance for loan losses | 1,813,000 | 1,814,000 | 1,841,000 | 1,867,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,116,000 | 25,599,000 | 30,360,000 | 36,595,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,360,000 | 196,200,000 | 189,986,000 | 194,037,000 |
| Interest-bearing deposits | 144,078,000 | 151,195,000 | 145,196,000 | 139,475,000 |
| Noninterest-bearing deposits | 43,282,000 | 45,006,000 | 44,791,000 | 54,562,000 |
| Equity capital | 44,190,000 | 45,326,000 | 46,091,000 | 46,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,862,000 | 4,156,000 | 6,096,000 | 8,072,000 |
| Interest expense | 176,000 | 333,000 | 477,000 | 610,000 |
| Net interest income | 1,686,000 | 3,823,000 | 5,619,000 | 7,462,000 |
| Noninterest income | 375,000 | 730,000 | 974,000 | 1,217,000 |
| Noninterest expense | 965,000 | 1,905,000 | 2,894,000 | 3,830,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,096,000 | 2,648,000 | 3,699,000 | 4,849,000 |
| Income tax | 279,000 | 695,000 | 981,000 | 1,291,000 |
| Net income | 817,000 | 1,953,000 | 2,718,000 | 3,558,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,190,000 | 45,326,000 | 46,091,000 | 46,931,000 |
| Total capital | 46,003,000 | 47,140,000 | 47,932,000 | 48,798,000 |
| Risk-weighted assets | 159,626,000 | 171,320,000 | 186,365,000 | 201,612,000 |