Call reports 2020
INTERCITY STATE BANK — 2020
What INTERCITY STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,894,000 | 203,466,000 | 202,914,000 | 229,104,000 |
| Total loans | 138,911,000 | 146,707,000 | 149,936,000 | 159,398,000 |
| Allowance for loan losses | 1,712,000 | 1,678,000 | 1,854,000 | 1,855,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 18,866,000 | 16,329,000 | 13,495,000 | 11,408,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,262,000 | 158,647,000 | 157,601,000 | 184,895,000 |
| Interest-bearing deposits | 116,214,000 | 121,085,000 | 121,220,000 | 145,499,000 |
| Noninterest-bearing deposits | 27,048,000 | 37,562,000 | 36,382,000 | 39,396,000 |
| Equity capital | 43,044,000 | 43,858,000 | 44,880,000 | 43,816,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,950,000 | 3,730,000 | 5,946,000 | 7,823,000 |
| Interest expense | 310,000 | 576,000 | 815,000 | 1,018,000 |
| Net interest income | 1,640,000 | 3,154,000 | 5,131,000 | 6,805,000 |
| Noninterest income | 206,000 | 634,000 | 1,145,000 | 1,589,000 |
| Noninterest expense | 883,000 | 1,731,000 | 2,583,000 | 3,527,000 |
| Provision for loan losses | 0 | 0 | 175,000 | 175,000 |
| Pretax income | 963,000 | 2,057,000 | 3,518,000 | 4,692,000 |
| Income tax | 253,000 | 533,000 | 972,000 | 1,288,000 |
| Net income | 710,000 | 1,524,000 | 2,546,000 | 3,404,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,044,000 | 43,858,000 | 44,880,000 | 43,816,000 |
| Total capital | 44,756,000 | 45,536,000 | 46,734,000 | 45,671,000 |
| Risk-weighted assets | 139,838,000 | 143,664,000 | 149,803,000 | 161,508,000 |