Call reports 2019
INTERCITY STATE BANK — 2019
What INTERCITY STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 184,688,000 | 187,320,000 | 188,370,000 | 199,304,000 |
| Total loans | 143,931,000 | 142,641,000 | 148,371,000 | 138,224,000 |
| Allowance for loan losses | 1,705,000 | 1,707,000 | 1,709,000 | 1,710,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 21,108,000 | 20,801,000 | 17,051,000 | 20,777,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,059,000 | 146,110,000 | 146,331,000 | 156,530,000 |
| Interest-bearing deposits | 116,668,000 | 117,699,000 | 116,449,000 | 128,024,000 |
| Noninterest-bearing deposits | 27,391,000 | 28,411,000 | 29,882,000 | 28,506,000 |
| Equity capital | 39,972,000 | 40,699,000 | 41,536,000 | 42,334,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,874,000 | 3,781,000 | 5,768,000 | 7,753,000 |
| Interest expense | 303,000 | 624,000 | 953,000 | 1,261,000 |
| Net interest income | 1,571,000 | 3,157,000 | 4,815,000 | 6,492,000 |
| Noninterest income | 157,000 | 328,000 | 597,000 | 839,000 |
| Noninterest expense | 784,000 | 1,567,000 | 2,372,000 | 3,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 944,000 | 1,918,000 | 3,040,000 | 4,116,000 |
| Income tax | 234,000 | 481,000 | 766,000 | 1,044,000 |
| Net income | 710,000 | 1,437,000 | 2,274,000 | 3,072,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,972,000 | 40,699,000 | 41,536,000 | 42,334,000 |
| Total capital | 41,677,000 | 42,406,000 | 43,245,000 | 44,044,000 |
| Risk-weighted assets | 146,042,000 | 145,737,000 | 151,823,000 | 143,797,000 |