Call reports 2018
INTERCITY STATE BANK — 2018
What INTERCITY STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 180,848,000 | 183,251,000 | 184,645,000 | 188,719,000 |
| Total loans | 135,282,000 | 139,064,000 | 141,941,000 | 144,775,000 |
| Allowance for loan losses | 1,700,000 | 1,701,000 | 1,702,000 | 1,703,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,987,000 | 30,657,000 | 30,303,000 | 26,625,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,584,000 | 141,100,000 | 137,754,000 | 148,672,000 |
| Interest-bearing deposits | 112,221,000 | 114,979,000 | 111,506,000 | 122,715,000 |
| Noninterest-bearing deposits | 26,363,000 | 26,121,000 | 26,248,000 | 25,957,000 |
| Equity capital | 36,791,000 | 37,707,000 | 38,506,000 | 39,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,691,000 | 3,466,000 | 5,294,000 | 7,164,000 |
| Interest expense | 158,000 | 353,000 | 591,000 | 863,000 |
| Net interest income | 1,533,000 | 3,113,000 | 4,703,000 | 6,301,000 |
| Noninterest income | 149,000 | 497,000 | 707,000 | 895,000 |
| Noninterest expense | 780,000 | 1,528,000 | 2,251,000 | 3,032,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 902,000 | 2,082,000 | 3,159,000 | 4,164,000 |
| Income tax | 244,000 | 508,000 | 786,000 | 1,035,000 |
| Net income | 658,000 | 1,574,000 | 2,373,000 | 3,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,791,000 | 37,707,000 | 38,506,000 | 39,262,000 |
| Total capital | 38,483,000 | 39,408,000 | 40,208,000 | 40,965,000 |
| Risk-weighted assets | 135,398,000 | 138,602,000 | 141,829,000 | 147,800,000 |