Call reports 2017
INTERCITY STATE BANK — 2017
What INTERCITY STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 166,154,000 | 163,272,000 | 166,750,000 | 176,430,000 |
| Total loans | 125,259,000 | 126,143,000 | 127,697,000 | 136,002,000 |
| Allowance for loan losses | 1,739,000 | 1,739,000 | 1,741,000 | 1,742,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,390,000 | 23,107,000 | 21,332,000 | 22,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,004,000 | 127,080,000 | 130,085,000 | 139,432,000 |
| Interest-bearing deposits | 105,286,000 | 102,876,000 | 104,531,000 | 111,902,000 |
| Noninterest-bearing deposits | 24,718,000 | 24,204,000 | 25,554,000 | 27,530,000 |
| Equity capital | 34,576,000 | 35,151,000 | 35,744,000 | 36,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 2,980,000 | 4,533,000 | 6,107,000 |
| Interest expense | 124,000 | 248,000 | 376,000 | 511,000 |
| Net interest income | 1,344,000 | 2,732,000 | 4,157,000 | 5,596,000 |
| Noninterest income | 213,000 | 434,000 | 655,000 | 885,000 |
| Noninterest expense | 708,000 | 1,408,000 | 2,116,000 | 2,855,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 849,000 | 1,758,000 | 2,696,000 | 3,626,000 |
| Income tax | 315,000 | 649,000 | 994,000 | 1,535,000 |
| Net income | 534,000 | 1,109,000 | 1,702,000 | 2,091,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,576,000 | 35,151,000 | 35,744,000 | 36,133,000 |
| Total capital | 36,155,000 | 36,731,000 | 37,374,000 | 37,875,000 |
| Risk-weighted assets | 126,228,000 | 126,314,000 | 130,299,000 | 139,798,000 |