Call reports 2016
INTERCITY STATE BANK — 2016
What INTERCITY STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 162,690,000 | 162,510,000 | 168,375,000 | 170,079,000 |
| Total loans | 115,791,000 | 118,464,000 | 125,882,000 | 122,356,000 |
| Allowance for loan losses | 1,732,000 | 1,733,000 | 1,735,000 | 1,736,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 33,956,000 | 27,849,000 | 28,867,000 | 27,489,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 126,597,000 | 129,448,000 | 131,740,000 | 135,066,000 |
| Interest-bearing deposits | 104,796,000 | 106,411,000 | 107,004,000 | 111,208,000 |
| Noninterest-bearing deposits | 21,801,000 | 23,037,000 | 24,736,000 | 23,858,000 |
| Equity capital | 31,595,000 | 32,140,000 | 33,414,000 | 34,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,380,000 | 2,779,000 | 4,230,000 | 5,755,000 |
| Interest expense | 118,000 | 236,000 | 355,000 | 478,000 |
| Net interest income | 1,262,000 | 2,543,000 | 3,875,000 | 5,277,000 |
| Noninterest income | 203,000 | 449,000 | 763,000 | 1,036,000 |
| Noninterest expense | 763,000 | 1,431,000 | 2,132,000 | 2,779,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 702,000 | 1,561,000 | 2,506,000 | 3,534,000 |
| Income tax | 254,000 | 568,000 | 956,000 | 1,356,000 |
| Net income | 448,000 | 993,000 | 1,550,000 | 2,178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,595,000 | 32,140,000 | 33,414,000 | 34,042,000 |
| Total capital | 33,178,000 | 33,578,000 | 35,045,000 | 35,622,000 |
| Risk-weighted assets | 126,527,000 | 114,796,000 | 130,398,000 | 126,274,000 |