Call reports 2015
INTERCITY STATE BANK — 2015
What INTERCITY STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 157,788,000 | 155,501,000 | 160,476,000 | 167,286,000 |
| Total loans | 103,023,000 | 104,425,000 | 110,509,000 | 109,703,000 |
| Allowance for loan losses | 1,775,000 | 1,778,000 | 1,728,000 | 1,730,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 38,387,000 | 33,745,000 | 34,148,000 | 37,665,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 127,111,000 | 124,598,000 | 129,007,000 | 135,240,000 |
| Interest-bearing deposits | 105,894,000 | 103,238,000 | 106,867,000 | 112,322,000 |
| Noninterest-bearing deposits | 21,217,000 | 21,360,000 | 22,140,000 | 22,918,000 |
| Equity capital | 29,641,000 | 30,049,000 | 30,596,000 | 31,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,248,000 | 2,538,000 | 3,898,000 | 5,247,000 |
| Interest expense | 119,000 | 234,000 | 348,000 | 462,000 |
| Net interest income | 1,129,000 | 2,304,000 | 3,550,000 | 4,785,000 |
| Noninterest income | 241,000 | 389,000 | 622,000 | 1,287,000 |
| Noninterest expense | 660,000 | 1,315,000 | 1,983,000 | 2,982,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 710,000 | 1,378,000 | 2,189,000 | 3,090,000 |
| Income tax | 239,000 | 499,000 | 763,000 | 1,113,000 |
| Net income | 471,000 | 879,000 | 1,426,000 | 1,977,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,641,000 | 30,049,000 | 30,596,000 | 31,147,000 |
| Total capital | 31,032,000 | 31,451,000 | 31,971,000 | 32,516,000 |
| Risk-weighted assets | 110,886,000 | 111,768,000 | 109,678,000 | 109,181,000 |