Call reports 2014
INTERCITY STATE BANK — 2014
What INTERCITY STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 159,616,000 | 155,087,000 | 157,914,000 | 162,262,000 |
| Total loans | 97,145,000 | 97,332,000 | 98,902,000 | 99,458,000 |
| Allowance for loan losses | 1,681,000 | 1,768,000 | 1,770,000 | 1,773,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 42,086,000 | 41,013,000 | 42,789,000 | 42,862,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,152,000 | 126,149,000 | 128,271,000 | 132,114,000 |
| Interest-bearing deposits | 111,891,000 | 106,717,000 | 108,933,000 | 111,701,000 |
| Noninterest-bearing deposits | 19,261,000 | 19,432,000 | 19,338,000 | 20,413,000 |
| Equity capital | 27,863,000 | 28,277,000 | 28,714,000 | 29,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,294,000 | 2,586,000 | 3,896,000 | 5,196,000 |
| Interest expense | 139,000 | 271,000 | 401,000 | 525,000 |
| Net interest income | 1,155,000 | 2,315,000 | 3,495,000 | 4,671,000 |
| Noninterest income | 174,000 | 359,000 | 542,000 | 748,000 |
| Noninterest expense | 690,000 | 1,333,000 | 2,012,000 | 2,674,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 639,000 | 1,341,000 | 2,025,000 | 2,745,000 |
| Income tax | 192,000 | 480,000 | 727,000 | 991,000 |
| Net income | 447,000 | 861,000 | 1,298,000 | 1,754,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,863,000 | 28,277,000 | 28,714,000 | 29,170,000 |
| Total capital | 29,116,000 | 29,518,000 | 29,977,000 | 30,451,000 |
| Risk-weighted assets | 105,410,000 | 104,360,000 | 106,014,000 | 107,185,000 |