Call reports 2013
INTERCITY STATE BANK — 2013
What INTERCITY STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 162,926,000 | 159,588,000 | 159,081,000 | 162,221,000 |
| Total loans | 103,602,000 | 101,558,000 | 97,340,000 | 96,281,000 |
| Allowance for loan losses | 1,964,000 | 1,971,000 | 1,976,000 | 1,776,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 26,501,000 | 36,212,000 | 41,347,000 | 42,148,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,064,000 | 132,281,000 | 131,303,000 | 134,210,000 |
| Interest-bearing deposits | 117,551,000 | 111,954,000 | 110,348,000 | 114,837,000 |
| Noninterest-bearing deposits | 18,513,000 | 20,327,000 | 20,955,000 | 19,373,000 |
| Equity capital | 26,038,000 | 26,597,000 | 27,084,000 | 27,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 2,786,000 | 4,156,000 | 5,472,000 |
| Interest expense | 191,000 | 356,000 | 512,000 | 658,000 |
| Net interest income | 1,244,000 | 2,430,000 | 3,644,000 | 4,814,000 |
| Noninterest income | 244,000 | 491,000 | 683,000 | 883,000 |
| Noninterest expense | 750,000 | 1,452,000 | 2,094,000 | 3,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 738,000 | 1,469,000 | 2,233,000 | 2,419,000 |
| Income tax | 176,000 | 348,000 | 625,000 | 479,000 |
| Net income | 562,000 | 1,121,000 | 1,608,000 | 1,940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,038,000 | 26,597,000 | 27,084,000 | 27,416,000 |
| Total capital | 27,281,000 | 27,894,000 | 28,340,000 | 28,667,000 |
| Risk-weighted assets | 112,374,000 | 109,783,000 | 105,963,000 | 105,251,000 |