Call reports 2012
INTERCITY STATE BANK — 2012
What INTERCITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 161,508,000 | 161,291,000 | 163,135,000 | 169,589,000 |
| Total loans | 121,004,000 | 119,148,000 | 116,104,000 | 110,329,000 |
| Allowance for loan losses | 2,447,000 | 2,448,000 | 2,450,000 | 2,455,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 20,381,000 | 23,479,000 | 23,956,000 | 24,339,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,699,000 | 133,792,000 | 134,881,000 | 143,064,000 |
| Interest-bearing deposits | 115,053,000 | 113,806,000 | 114,914,000 | 123,990,000 |
| Noninterest-bearing deposits | 19,646,000 | 19,986,000 | 19,967,000 | 19,074,000 |
| Equity capital | 25,919,000 | 26,543,000 | 27,234,000 | 25,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,719,000 | 3,397,000 | 5,063,000 | 6,651,000 |
| Interest expense | 319,000 | 605,000 | 862,000 | 1,086,000 |
| Net interest income | 1,400,000 | 2,792,000 | 4,201,000 | 5,565,000 |
| Noninterest income | 316,000 | 643,000 | 1,079,000 | 1,526,000 |
| Noninterest expense | 707,000 | 1,413,000 | 2,084,000 | 2,895,000 |
| Provision for loan losses | 39,000 | 47,000 | 105,000 | 160,000 |
| Pretax income | 970,000 | 1,975,000 | 3,091,000 | 4,036,000 |
| Income tax | 371,000 | 752,000 | 1,177,000 | 1,536,000 |
| Net income | 599,000 | 1,223,000 | 1,914,000 | 2,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,919,000 | 26,543,000 | 27,234,000 | 25,476,000 |
| Total capital | 27,388,000 | 27,978,000 | 28,664,000 | 27,012,000 |
| Risk-weighted assets | 124,713,000 | 122,950,000 | 120,759,000 | 128,745,000 |