Call reports 2011
INTERCITY STATE BANK — 2011
What INTERCITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 162,524,000 | 159,622,000 | 159,092,000 | 161,572,000 |
| Total loans | 134,275,000 | 129,028,000 | 124,465,000 | 120,826,000 |
| Allowance for loan losses | 1,435,000 | 2,398,000 | 2,422,000 | 2,444,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 9,358,000 | 12,252,000 | 13,842,000 | 15,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,945,000 | 132,764,000 | 131,924,000 | 135,344,000 |
| Interest-bearing deposits | 119,978,000 | 116,860,000 | 116,008,000 | 115,309,000 |
| Noninterest-bearing deposits | 14,967,000 | 15,904,000 | 15,916,000 | 20,035,000 |
| Equity capital | 26,297,000 | 25,831,000 | 26,263,000 | 25,320,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,931,000 | 3,821,000 | 5,579,000 | 7,340,000 |
| Interest expense | 455,000 | 862,000 | 1,243,000 | 1,579,000 |
| Net interest income | 1,476,000 | 2,959,000 | 4,336,000 | 5,761,000 |
| Noninterest income | 168,000 | 454,000 | 729,000 | 1,040,000 |
| Noninterest expense | 749,000 | 1,526,000 | 2,269,000 | 3,060,000 |
| Provision for loan losses | 45,000 | 1,269,000 | 1,472,000 | 1,555,000 |
| Pretax income | 850,000 | 618,000 | 1,324,000 | 2,186,000 |
| Income tax | 340,000 | 574,000 | 848,000 | 1,188,000 |
| Net income | 510,000 | 44,000 | 476,000 | 998,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,297,000 | 25,831,000 | 26,263,000 | 25,320,000 |
| Total capital | 27,732,000 | 27,353,000 | 27,748,000 | 26,780,000 |
| Risk-weighted assets | 134,394,000 | 131,541,000 | 127,736,000 | 124,670,000 |