Call reports 2010
INTERCITY STATE BANK — 2010
What INTERCITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 150,165,000 | 150,503,000 | 157,723,000 | 165,424,000 |
| Total loans | 133,129,000 | 136,727,000 | 134,482,000 | 134,894,000 |
| Allowance for loan losses | 1,347,000 | 1,363,000 | 1,378,000 | 1,408,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 7,031,000 | 4,790,000 | 4,041,000 | 7,575,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,598,000 | 122,783,000 | 131,205,000 | 138,298,000 |
| Interest-bearing deposits | 108,531,000 | 109,171,000 | 114,298,000 | 123,362,000 |
| Noninterest-bearing deposits | 14,067,000 | 13,612,000 | 16,907,000 | 14,936,000 |
| Equity capital | 23,995,000 | 24,572,000 | 25,304,000 | 25,787,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 1,939,000 | 3,927,000 | 5,949,000 | 7,858,000 |
| Interest expense | 523,000 | 1,022,000 | 1,521,000 | 2,012,000 |
| Net interest income | 1,416,000 | 2,905,000 | 4,428,000 | 5,846,000 |
| Noninterest income | 193,000 | 372,000 | 827,000 | 1,255,000 |
| Noninterest expense | 814,000 | 1,500,000 | 2,213,000 | 3,084,000 |
| Provision for loan losses | 15,000 | 46,000 | 101,000 | 210,000 |
| Pretax income | 780,000 | 1,731,000 | 2,941,000 | 3,807,000 |
| Income tax | 305,000 | 679,000 | 1,157,000 | 1,540,000 |
| Net income | 475,000 | 1,052,000 | 1,784,000 | 2,267,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,995,000 | 24,572,000 | 25,304,000 | 25,787,000 |
| Total capital | 25,342,000 | 25,935,000 | 26,682,000 | 27,195,000 |
| Risk-weighted assets | 136,890,000 | 139,444,000 | 136,505,000 | 129,713,000 |