Call reports 2009
INTERCITY STATE BANK — 2009
What INTERCITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 145,058,000 | 144,609,000 | 146,766,000 | 152,032,000 |
| Total loans | 129,271,000 | 129,964,000 | 131,278,000 | 131,575,000 |
| Allowance for loan losses | 1,281,000 | 1,306,000 | 1,321,000 | 1,332,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 3,542,000 | 3,542,000 | 5,542,000 | 7,032,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 121,814,000 | 120,807,000 | 122,616,000 | 127,520,000 |
| Interest-bearing deposits | 104,194,000 | 107,615,000 | 108,804,000 | 111,764,000 |
| Noninterest-bearing deposits | 17,620,000 | 13,192,000 | 13,812,000 | 15,756,000 |
| Equity capital | 22,100,000 | 22,632,000 | 23,091,000 | 23,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,060,000 | 3,996,000 | 5,940,000 | 7,936,000 |
| Interest expense | 711,000 | 1,386,000 | 2,039,000 | 2,631,000 |
| Net interest income | 1,349,000 | 2,610,000 | 3,901,000 | 5,305,000 |
| Noninterest income | 409,000 | 740,000 | 915,000 | 1,139,000 |
| Noninterest expense | 668,000 | 1,340,000 | 2,032,000 | 2,802,000 |
| Provision for loan losses | 16,000 | 48,000 | 66,000 | 224,000 |
| Pretax income | 1,074,000 | 1,962,000 | 2,718,000 | 3,418,000 |
| Income tax | 421,000 | 777,000 | 1,074,000 | 1,345,000 |
| Net income | 653,000 | 1,185,000 | 1,644,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,100,000 | 22,632,000 | 23,091,000 | 23,520,000 |
| Total capital | 23,381,000 | 23,938,000 | 24,412,000 | 24,852,000 |
| Risk-weighted assets | 155,477,000 | 156,303,000 | 143,378,000 | 143,941,000 |