Call reports 2007
INTERCITY STATE BANK — 2007
What INTERCITY STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 127,219,000 | 128,727,000 | 134,326,000 | 138,390,000 |
| Total loans | 117,584,000 | 121,392,000 | 122,251,000 | 126,601,000 |
| Allowance for loan losses | 1,135,000 | 1,171,000 | 1,194,000 | 1,209,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,081,000 | 2,931,000 | 2,931,000 | 2,576,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,263,000 | 102,826,000 | 109,282,000 | 114,555,000 |
| Interest-bearing deposits | 89,928,000 | 88,877,000 | 94,253,000 | 99,810,000 |
| Noninterest-bearing deposits | 13,335,000 | 13,949,000 | 15,029,000 | 14,745,000 |
| Equity capital | 22,880,000 | 23,341,000 | 23,835,000 | 22,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,044,000 | 4,160,000 | 6,381,000 | 8,651,000 |
| Interest expense | 906,000 | 1,814,000 | 2,782,000 | 3,786,000 |
| Net interest income | 1,138,000 | 2,346,000 | 3,599,000 | 4,865,000 |
| Noninterest income | 105,000 | 212,000 | 320,000 | 445,000 |
| Noninterest expense | 539,000 | 1,070,000 | 1,602,000 | 2,211,000 |
| Provision for loan losses | 15,000 | 25,000 | 40,000 | 55,000 |
| Pretax income | 689,000 | 1,463,000 | 2,277,000 | 3,044,000 |
| Income tax | 262,000 | 575,000 | 895,000 | 1,202,000 |
| Net income | 427,000 | 888,000 | 1,382,000 | 1,842,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,880,000 | 23,341,000 | 23,835,000 | 22,537,000 |
| Total capital | 24,015,000 | 24,512,000 | 25,029,000 | 23,746,000 |
| Risk-weighted assets | 106,855,000 | 137,200,000 | 139,558,000 | 144,170,000 |
Machine access — free, no API key
Every figure shown here about INTERCITY STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.