Call reports 2026
CAPE ANN SAVINGS BANK — 2026
What CAPE ANN SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,054,606,000 | 1,069,781,000 |
| Total loans | 723,971,000 | 735,790,000 |
| Allowance for loan losses | 6,220,000 | 6,190,000 |
| Securities available for sale | 130,143,000 | 145,839,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 793,527,000 | 804,819,000 |
| Interest-bearing deposits | 726,401,000 | 731,321,000 |
| Noninterest-bearing deposits | 67,126,000 | 73,498,000 |
| Equity capital | 211,484,000 | 216,537,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 11,303,000 | 22,860,000 |
| Interest expense | 4,440,000 | 8,862,000 |
| Net interest income | 6,863,000 | 13,998,000 |
| Noninterest income | 1,304,000 | 2,841,000 |
| Noninterest expense | 4,976,000 | 9,860,000 |
| Provision for loan losses | 60,000 | 30,000 |
| Pretax income | 4,251,000 | 12,232,000 |
| Income tax | 1,065,000 | 3,189,000 |
| Net income | 3,186,000 | 9,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 211,598,000 | 217,456,000 |
| Total capital | 217,997,000 | 223,855,000 |
| Risk-weighted assets | 765,883,000 | 793,677,000 |