Call reports 2017
CAPE ANN SAVINGS BANK — 2017
What CAPE ANN SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 594,610,000 | 595,915,000 | 603,651,000 | 615,480,000 |
| Total loans | 361,454,000 | 367,847,000 | 375,361,000 | 376,595,000 |
| Allowance for loan losses | 3,036,000 | 3,029,000 | 3,029,000 | 3,030,000 |
| Securities available for sale | 62,307,000 | 62,383,000 | 64,947,000 | 68,412,000 |
| Securities held to maturity | 87,808,000 | 91,681,000 | 93,949,000 | 92,113,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,049,000 | 436,558,000 | 439,746,000 | 446,492,000 |
| Interest-bearing deposits | 418,912,000 | 417,830,000 | 419,352,000 | 425,032,000 |
| Noninterest-bearing deposits | 17,137,000 | 18,728,000 | 20,394,000 | 21,460,000 |
| Equity capital | 134,973,000 | 135,971,000 | 138,603,000 | 145,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,365,000 | 8,928,000 | 13,578,000 | 18,355,000 |
| Interest expense | 873,000 | 1,762,000 | 2,671,000 | 3,850,000 |
| Net interest income | 3,492,000 | 7,166,000 | 10,907,000 | 14,505,000 |
| Noninterest income | 729,000 | 1,435,000 | 2,228,000 | 3,021,000 |
| Noninterest expense | 3,104,000 | 6,170,000 | 9,119,000 | 12,553,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,117,000 | 2,445,000 | 4,030,000 | 5,250,000 |
| Income tax | 329,000 | 705,000 | 1,194,000 | -3,617,000 |
| Net income | 788,000 | 1,740,000 | 2,836,000 | 8,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,639,000 | 107,634,000 | 108,770,000 | 108,988,000 |
| Total capital | 131,414,000 | 132,436,000 | 134,726,000 | 136,509,000 |
| Risk-weighted assets | 364,387,000 | 374,750,000 | 376,050,000 | 379,377,000 |