Call reports 2014
CAPE ANN SAVINGS BANK — 2014
What CAPE ANN SAVINGS BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 467,989,000 | 472,947,000 | 476,771,000 | 479,570,000 |
| Total loans | 263,340,000 | 269,419,000 | 280,670,000 | 286,475,000 |
| Allowance for loan losses | 2,372,000 | 2,563,000 | 2,740,000 | 2,846,000 |
| Securities available for sale | 55,093,000 | 56,846,000 | 57,229,000 | 59,930,000 |
| Securities held to maturity | 82,734,000 | 78,668,000 | 74,896,000 | 66,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 335,113,000 | 337,889,000 | 340,693,000 | 341,127,000 |
| Interest-bearing deposits | 327,815,000 | 329,741,000 | 330,363,000 | 329,764,000 |
| Noninterest-bearing deposits | 7,298,000 | 8,149,000 | 10,331,000 | 11,363,000 |
| Equity capital | 112,952,000 | 114,994,000 | 115,821,000 | 115,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,266,000 | 6,572,000 | 9,960,000 | 13,406,000 |
| Interest expense | 616,000 | 1,218,000 | 1,864,000 | 2,637,000 |
| Net interest income | 2,650,000 | 5,354,000 | 8,096,000 | 10,769,000 |
| Noninterest income | 616,000 | 1,311,000 | 1,927,000 | 2,652,000 |
| Noninterest expense | 2,232,000 | 4,467,000 | 6,815,000 | 9,319,000 |
| Provision for loan losses | 55,000 | 247,000 | 430,000 | 533,000 |
| Pretax income | 992,000 | 1,964,000 | 2,809,000 | 3,600,000 |
| Income tax | 275,000 | 547,000 | 793,000 | 991,000 |
| Net income | 717,000 | 1,417,000 | 2,016,000 | 2,609,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,154,000 | 88,855,000 | 89,454,000 | 90,046,000 |
| Total capital | 109,435,000 | 111,117,000 | 112,066,000 | 113,540,000 |
| Risk-weighted assets | 229,498,000 | 235,290,000 | 241,742,000 | 245,713,000 |
Machine access — free, no API key
Every figure shown here about CAPE ANN SAVINGS BANK — 2014 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.