Call reports 2025
SCOTT STATE BANK — 2025
What SCOTT STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 212,402,000 | 209,995,000 | 207,137,000 | 202,836,000 |
| Total loans | 118,816,000 | 119,566,000 | 118,372,000 | 121,032,000 |
| Allowance for loan losses | 1,139,000 | 1,110,000 | 1,146,000 | 1,211,000 |
| Securities available for sale | 73,546,000 | 72,269,000 | 67,819,000 | 65,195,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,675,000 | 176,409,000 | 180,686,000 | 177,517,000 |
| Interest-bearing deposits | 136,431,000 | 135,054,000 | 137,966,000 | 131,692,000 |
| Noninterest-bearing deposits | 43,244,000 | 41,355,000 | 42,720,000 | 45,825,000 |
| Equity capital | 20,736,000 | 21,954,000 | 22,641,000 | 23,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,202,000 | 4,474,000 | 6,793,000 | 9,072,000 |
| Interest expense | 594,000 | 1,183,000 | 1,784,000 | 2,299,000 |
| Net interest income | 1,608,000 | 3,291,000 | 5,009,000 | 6,773,000 |
| Noninterest income | 277,000 | 561,000 | 914,000 | 1,223,000 |
| Noninterest expense | 1,369,000 | 2,830,000 | 4,213,000 | 5,768,000 |
| Provision for loan losses | 100,000 | 100,000 | 200,000 | 275,000 |
| Pretax income | 417,000 | 923,000 | 1,482,000 | 1,915,000 |
| Income tax | 7,000 | 7,000 | 7,000 | 7,000 |
| Net income | 410,000 | 916,000 | 1,475,000 | 1,908,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,211,000 | 27,566,000 | 27,400,000 | 27,583,000 |
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