Call reports 2024
SCOTT STATE BANK — 2024
What SCOTT STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 206,984,000 | 203,705,000 | 210,991,000 | 216,008,000 |
| Total loans | 105,994,000 | 106,794,000 | 111,915,000 | 122,477,000 |
| Allowance for loan losses | 1,120,000 | 1,145,000 | 1,147,000 | 1,245,000 |
| Securities available for sale | 81,331,000 | 79,434,000 | 78,952,000 | 75,307,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,444,000 | 177,985,000 | 180,956,000 | 176,470,000 |
| Interest-bearing deposits | 136,424,000 | 135,281,000 | 137,883,000 | 134,247,000 |
| Noninterest-bearing deposits | 45,020,000 | 42,704,000 | 43,073,000 | 42,223,000 |
| Equity capital | 17,754,000 | 18,048,000 | 20,623,000 | 19,290,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,922,000 | 6,001,000 | 8,246,000 |
| Interest expense | 556,000 | 1,111,000 | 1,681,000 | 2,307,000 |
| Net interest income | 1,381,000 | 2,811,000 | 4,320,000 | 5,939,000 |
| Noninterest income | 278,000 | 564,000 | 887,000 | 1,241,000 |
| Noninterest expense | 1,227,000 | 2,561,000 | 3,852,000 | 5,300,000 |
| Provision for loan losses | 75,000 | 100,000 | 100,000 | 200,000 |
| Pretax income | 353,000 | 709,000 | 1,229,000 | 1,645,000 |
| Income tax | 6,000 | 14,000 | 21,000 | 28,000 |
| Net income | 347,000 | 695,000 | 1,208,000 | 1,617,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,431,000 | 26,329,000 | 26,592,000 | 26,801,000 |
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