Call reports 2022
SCOTT STATE BANK — 2022
What SCOTT STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 211,558,000 | 206,197,000 | 207,260,000 | 212,972,000 |
| Total loans | 75,432,000 | 82,666,000 | 91,911,000 | 96,234,000 |
| Allowance for loan losses | 832,000 | 866,000 | 907,000 | 959,000 |
| Securities available for sale | 97,652,000 | 96,542,000 | 90,785,000 | 90,088,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,145,000 | 187,790,000 | 182,185,000 | 182,817,000 |
| Interest-bearing deposits | 145,701,000 | 144,147,000 | 141,958,000 | 135,504,000 |
| Noninterest-bearing deposits | 44,444,000 | 43,643,000 | 40,227,000 | 47,313,000 |
| Equity capital | 21,077,000 | 18,127,000 | 14,897,000 | 16,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,255,000 | 2,676,000 | 4,232,000 | 5,915,000 |
| Interest expense | 44,000 | 89,000 | 162,000 | 336,000 |
| Net interest income | 1,211,000 | 2,587,000 | 4,070,000 | 5,579,000 |
| Noninterest income | 279,000 | 563,000 | 834,000 | 1,155,000 |
| Noninterest expense | 1,156,000 | 2,367,000 | 3,573,000 | 4,885,000 |
| Provision for loan losses | 20,000 | 55,000 | 100,000 | 150,000 |
| Pretax income | 302,000 | 704,000 | 1,200,000 | 1,668,000 |
| Income tax | 5,000 | 26,000 | 49,000 | 17,000 |
| Net income | 297,000 | 678,000 | 1,151,000 | 1,651,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,468,000 | 26,503,000 | 26,782,000 | 27,012,000 |