Call reports 2021
SCOTT STATE BANK — 2021
What SCOTT STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 203,135,000 | 197,254,000 | 197,631,000 | 200,956,000 |
| Total loans | 73,576,000 | 74,133,000 | 73,760,000 | 77,126,000 |
| Allowance for loan losses | 886,000 | 894,000 | 830,000 | 812,000 |
| Securities available for sale | 81,414,000 | 89,353,000 | 92,397,000 | 92,393,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,170,000 | 170,320,000 | 170,565,000 | 173,717,000 |
| Interest-bearing deposits | 136,879,000 | 133,054,000 | 132,512,000 | 132,191,000 |
| Noninterest-bearing deposits | 39,291,000 | 37,266,000 | 38,053,000 | 41,526,000 |
| Equity capital | 26,466,000 | 26,432,000 | 26,720,000 | 26,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,211,000 | 2,512,000 | 3,984,000 | 5,303,000 |
| Interest expense | 48,000 | 94,000 | 139,000 | 184,000 |
| Net interest income | 1,163,000 | 2,418,000 | 3,845,000 | 5,119,000 |
| Noninterest income | 318,000 | 631,000 | 928,000 | 1,255,000 |
| Noninterest expense | 1,137,000 | 2,286,000 | 3,469,000 | 4,675,000 |
| Provision for loan losses | 0 | 50,000 | 75,000 | 100,000 |
| Pretax income | 340,000 | 707,000 | 1,223,000 | 1,589,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 92,000 |
| Net income | 335,000 | 696,000 | 1,207,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,763,000 | 25,754,000 | 26,047,000 | 26,165,000 |
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