Call reports 2020
SCOTT STATE BANK — 2020
What SCOTT STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 176,546,000 | 183,372,000 | 182,005,000 | 183,850,000 |
| Total loans | 79,146,000 | 80,807,000 | 81,527,000 | 76,638,000 |
| Allowance for loan losses | 904,000 | 889,000 | 873,000 | 887,000 |
| Securities available for sale | 57,759,000 | 60,354,000 | 65,578,000 | 69,832,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,340,000 | 153,097,000 | 151,464,000 | 156,487,000 |
| Interest-bearing deposits | 121,393,000 | 121,523,000 | 117,627,000 | 119,827,000 |
| Noninterest-bearing deposits | 28,947,000 | 31,574,000 | 33,837,000 | 36,660,000 |
| Equity capital | 25,822,000 | 26,716,000 | 27,041,000 | 26,982,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,445,000 | 2,794,000 | 4,121,000 | 5,493,000 |
| Interest expense | 144,000 | 266,000 | 344,000 | 402,000 |
| Net interest income | 1,301,000 | 2,528,000 | 3,777,000 | 5,091,000 |
| Noninterest income | 269,000 | 554,000 | 885,000 | 1,264,000 |
| Noninterest expense | 1,217,000 | 2,305,000 | 3,404,000 | 4,643,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 100,000 |
| Pretax income | 353,000 | 779,000 | 1,287,000 | 1,667,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 348,000 | 768,000 | 1,271,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,527,000 | 25,261,000 | 25,660,000 | 25,523,000 |