Call reports 2019
SCOTT STATE BANK — 2019
What SCOTT STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 162,907,000 | 165,302,000 | 162,935,000 | 172,727,000 |
| Total loans | 78,351,000 | 79,011,000 | 80,994,000 | 82,392,000 |
| Allowance for loan losses | 888,000 | 898,000 | 915,000 | 901,000 |
| Securities available for sale | 55,380,000 | 55,513,000 | 54,004,000 | 52,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 138,358,000 | 140,235,000 | 137,598,000 | 147,208,000 |
| Interest-bearing deposits | 111,902,000 | 115,493,000 | 113,063,000 | 119,491,000 |
| Noninterest-bearing deposits | 26,456,000 | 24,742,000 | 24,535,000 | 27,717,000 |
| Equity capital | 24,197,000 | 24,768,000 | 24,981,000 | 25,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,450,000 | 2,880,000 | 4,350,000 | 5,829,000 |
| Interest expense | 144,000 | 301,000 | 462,000 | 608,000 |
| Net interest income | 1,306,000 | 2,579,000 | 3,888,000 | 5,221,000 |
| Noninterest income | 242,000 | 526,000 | 799,000 | 1,091,000 |
| Noninterest expense | 1,192,000 | 2,302,000 | 3,492,000 | 4,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 356,000 | 803,000 | 1,195,000 | 1,704,000 |
| Income tax | 5,000 | 11,000 | 16,000 | 22,000 |
| Net income | 351,000 | 792,000 | 1,179,000 | 1,682,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,509,000 | 24,487,000 | 24,649,000 | 24,857,000 |
| Total capital | 25,397,000 | 25,385,000 | 25,564,000 | 25,758,000 |
| Risk-weighted assets | 95,346,000 | 95,184,000 | 101,044,000 | 99,091,000 |