Call reports 2018
SCOTT STATE BANK — 2018
What SCOTT STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 160,092,000 | 161,658,000 | 164,454,000 | 162,766,000 |
| Total loans | 75,361,000 | 76,351,000 | 80,544,000 | 81,933,000 |
| Allowance for loan losses | 868,000 | 856,000 | 838,000 | 847,000 |
| Securities available for sale | 59,274,000 | 61,105,000 | 58,608,000 | 55,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,894,000 | 138,681,000 | 138,712,000 | 137,712,000 |
| Interest-bearing deposits | 112,221,000 | 114,765,000 | 114,206,000 | 109,059,000 |
| Noninterest-bearing deposits | 24,673,000 | 23,916,000 | 24,506,000 | 28,653,000 |
| Equity capital | 22,789,000 | 22,492,000 | 22,414,000 | 23,089,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,333,000 | 2,718,000 | 4,171,000 | 5,692,000 |
| Interest expense | 80,000 | 163,000 | 266,000 | 406,000 |
| Net interest income | 1,253,000 | 2,555,000 | 3,905,000 | 5,286,000 |
| Noninterest income | 228,000 | 458,000 | 682,000 | 957,000 |
| Noninterest expense | 1,187,000 | 2,494,000 | 3,608,000 | 4,842,000 |
| Provision for loan losses | 0 | 0 | 0 | 50,000 |
| Pretax income | 294,000 | 519,000 | 979,000 | 1,351,000 |
| Income tax | 12,000 | 18,000 | 23,000 | 28,000 |
| Net income | 282,000 | 501,000 | 956,000 | 1,323,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,953,000 | 23,853,000 | 24,082,000 | 24,154,000 |
| Total capital | 24,821,000 | 24,709,000 | 24,920,000 | 25,001,000 |
| Risk-weighted assets | 92,529,000 | 93,641,000 | 97,159,000 | 99,473,000 |