Call reports 2017
SCOTT STATE BANK — 2017
What SCOTT STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 159,839,000 | 156,754,000 | 162,375,000 | 159,046,000 |
| Total loans | 72,214,000 | 73,029,000 | 73,722,000 | 79,923,000 |
| Allowance for loan losses | 785,000 | 827,000 | 828,000 | 851,000 |
| Securities available for sale | 65,341,000 | 62,473,000 | 62,232,000 | 58,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,189,000 | 132,755,000 | 138,296,000 | 132,204,000 |
| Interest-bearing deposits | 112,334,000 | 110,949,000 | 116,246,000 | 109,191,000 |
| Noninterest-bearing deposits | 23,855,000 | 21,806,000 | 22,050,000 | 23,013,000 |
| Equity capital | 23,325,000 | 23,704,000 | 23,777,000 | 23,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,262,000 | 2,554,000 | 3,877,000 | 5,223,000 |
| Interest expense | 61,000 | 124,000 | 185,000 | 257,000 |
| Net interest income | 1,201,000 | 2,430,000 | 3,692,000 | 4,966,000 |
| Noninterest income | 248,000 | 501,000 | 753,000 | 1,026,000 |
| Noninterest expense | 1,147,000 | 2,222,000 | 3,345,000 | 4,430,000 |
| Provision for loan losses | 0 | 50,000 | 60,000 | 110,000 |
| Pretax income | 302,000 | 670,000 | 1,055,000 | 1,467,000 |
| Income tax | 5,000 | 8,000 | 12,000 | 15,000 |
| Net income | 297,000 | 662,000 | 1,043,000 | 1,452,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,677,000 | 23,597,000 | 23,709,000 | 23,671,000 |
| Total capital | 24,462,000 | 24,424,000 | 24,537,000 | 24,522,000 |
| Risk-weighted assets | 90,689,000 | 90,386,000 | 94,336,000 | 95,831,000 |