Call reports 2016
SCOTT STATE BANK — 2016
What SCOTT STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 158,979,000 | 155,942,000 | 166,529,000 | 160,657,000 |
| Total loans | 71,679,000 | 73,328,000 | 75,021,000 | 76,614,000 |
| Allowance for loan losses | 775,000 | 1,051,000 | 994,000 | 792,000 |
| Securities available for sale | 65,598,000 | 61,145,000 | 63,797,000 | 61,216,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,200,000 | 131,353,000 | 142,019,000 | 137,583,000 |
| Interest-bearing deposits | 112,974,000 | 110,547,000 | 120,693,000 | 114,251,000 |
| Noninterest-bearing deposits | 21,226,000 | 20,806,000 | 21,326,000 | 23,332,000 |
| Equity capital | 23,915,000 | 24,353,000 | 24,200,000 | 22,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,267,000 | 2,527,000 | 3,839,000 | 5,151,000 |
| Interest expense | 71,000 | 141,000 | 211,000 | 278,000 |
| Net interest income | 1,196,000 | 2,386,000 | 3,628,000 | 4,873,000 |
| Noninterest income | 263,000 | 536,000 | 810,000 | 1,088,000 |
| Noninterest expense | 1,130,000 | 2,214,000 | 3,350,000 | 4,447,000 |
| Provision for loan losses | 0 | 300,000 | 300,000 | 350,000 |
| Pretax income | 329,000 | 443,000 | 832,000 | 1,208,000 |
| Income tax | 0 | 4,000 | 5,000 | 7,000 |
| Net income | 329,000 | 439,000 | 827,000 | 1,201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,337,000 | 23,052,000 | 23,124,000 | 23,375,000 |
| Total capital | 24,112,000 | 24,103,000 | 24,118,000 | 24,167,000 |
| Risk-weighted assets | 89,869,000 | 88,402,000 | 90,429,000 | 93,816,000 |