Call reports 2015
SCOTT STATE BANK — 2015
What SCOTT STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 158,221,000 | 153,249,000 | 161,686,000 | 159,834,000 |
| Total loans | 64,663,000 | 67,842,000 | 67,791,000 | 69,870,000 |
| Allowance for loan losses | 795,000 | 802,000 | 783,000 | 802,000 |
| Securities available for sale | 64,103,000 | 63,389,000 | 63,065,000 | 64,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,330,000 | 130,111,000 | 137,916,000 | 136,398,000 |
| Interest-bearing deposits | 111,877,000 | 108,585,000 | 115,179,000 | 113,956,000 |
| Noninterest-bearing deposits | 22,453,000 | 21,526,000 | 22,737,000 | 22,442,000 |
| Equity capital | 23,474,000 | 22,720,000 | 23,411,000 | 23,057,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,217,000 | 2,449,000 | 3,695,000 | 4,964,000 |
| Interest expense | 79,000 | 156,000 | 231,000 | 305,000 |
| Net interest income | 1,138,000 | 2,293,000 | 3,464,000 | 4,659,000 |
| Noninterest income | 264,000 | 450,000 | 738,000 | 1,066,000 |
| Noninterest expense | 1,100,000 | 2,246,000 | 3,330,000 | 4,510,000 |
| Provision for loan losses | 0 | 90,000 | 90,000 | 90,000 |
| Pretax income | 324,000 | 432,000 | 813,000 | 1,156,000 |
| Income tax | 1,000 | 3,000 | 5,000 | 7,000 |
| Net income | 323,000 | 429,000 | 808,000 | 1,149,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,919,000 | 22,679,000 | 22,937,000 | 23,003,000 |
| Total capital | 23,714,000 | 23,481,000 | 23,720,000 | 23,805,000 |
| Risk-weighted assets | 90,622,000 | 83,435,000 | 84,952,000 | 86,421,000 |