Call reports 2005
SCOTT STATE BANK — 2005
What SCOTT STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 55,412,000 | 55,653,000 | 55,838,000 | 58,914,000 |
| Total loans | 35,660,000 | 36,058,000 | 37,595,000 | 39,508,000 |
| Allowance for loan losses | 372,000 | 397,000 | 407,000 | 426,000 |
| Securities available for sale | 13,891,000 | 14,327,000 | 12,775,000 | 13,592,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,922,000 | 44,028,000 | 43,199,000 | 47,201,000 |
| Interest-bearing deposits | 39,791,000 | 39,340,000 | 38,565,000 | 41,643,000 |
| Noninterest-bearing deposits | 5,131,000 | 4,688,000 | 4,634,000 | 5,558,000 |
| Equity capital | 8,282,000 | 8,392,000 | 8,409,000 | 8,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 748,000 | 1,531,000 | 2,342,000 | 3,196,000 |
| Interest expense | 169,000 | 353,000 | 573,000 | 848,000 |
| Net interest income | 579,000 | 1,178,000 | 1,769,000 | 2,348,000 |
| Noninterest income | 99,000 | 283,000 | 461,000 | 641,000 |
| Noninterest expense | 491,000 | 998,000 | 1,492,000 | 1,991,000 |
| Provision for loan losses | 50,000 | 75,000 | 115,000 | 130,000 |
| Pretax income | 137,000 | 388,000 | 623,000 | 868,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 8,000 |
| Net income | 135,000 | 384,000 | 617,000 | 860,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,444,000 | 8,420,000 | 8,526,000 | 8,615,000 |
| Total capital | 8,816,000 | 8,817,000 | 8,933,000 | 9,041,000 |
| Risk-weighted assets | 37,746,000 | 38,155,000 | 39,392,000 | 41,554,000 |
Machine access — free, no API key
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