Call report 2025Q4
CITIZENS BANK & TRUST COMPANY — 2025Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 376,087,000 | USD | evidence → |
| Total loans | 198,977,000 | USD | evidence → |
| Allowance for loan losses | 3,253,000 | USD | evidence → |
| Securities available for sale | 144,688,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 328,076,000 | USD | evidence → |
| Interest-bearing deposits | 261,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 66,963,000 | USD | evidence → |
| Equity capital | 45,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 17,663,000 | USD | evidence → |
| Interest expense | 7,418,000 | USD | evidence → |
| Net interest income | 10,245,000 | USD | evidence → |
| Noninterest income | 1,182,000 | USD | evidence → |
| Noninterest expense | 7,019,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 4,408,000 | USD | evidence → |
| Income tax | 855,000 | USD | evidence → |
| Net income | 3,553,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 48,543,000 | USD | evidence → |