Call report 2024Q4
CITIZENS BANK & TRUST COMPANY — 2024Q4
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 337,779,000 | USD | evidence → |
| Total loans | 189,876,000 | USD | evidence → |
| Allowance for loan losses | 3,265,000 | USD | evidence → |
| Securities available for sale | 116,537,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 295,164,000 | USD | evidence → |
| Interest-bearing deposits | 232,733,000 | USD | evidence → |
| Noninterest-bearing deposits | 62,431,000 | USD | evidence → |
| Equity capital | 40,511,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 16,159,000 | USD | evidence → |
| Interest expense | 7,520,000 | USD | evidence → |
| Net interest income | 8,639,000 | USD | evidence → |
| Noninterest income | 1,372,000 | USD | evidence → |
| Noninterest expense | 6,476,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,535,000 | USD | evidence → |
| Income tax | 650,000 | USD | evidence → |
| Net income | 2,885,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 46,289,000 | USD | evidence → |