Call report 2008Q3
CITIZENS BANK & TRUST COMPANY — 2008Q3
The 22 measures CITIZENS BANK & TRUST COMPANY reported to the FFIEC for 2008Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 156,348,000 | USD | evidence → |
| Total loans | 87,298,000 | USD | evidence → |
| Allowance for loan losses | 1,824,000 | USD | evidence → |
| Securities available for sale | 61,205,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 115,489,000 | USD | evidence → |
| Interest-bearing deposits | 95,931,000 | USD | evidence → |
| Noninterest-bearing deposits | 19,558,000 | USD | evidence → |
| Equity capital | 24,177,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,419,000 | USD | evidence → |
| Interest expense | 2,755,000 | USD | evidence → |
| Net interest income | 4,664,000 | USD | evidence → |
| Noninterest income | 937,000 | USD | evidence → |
| Noninterest expense | 3,300,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 2,250,000 | USD | evidence → |
| Income tax | 457,000 | USD | evidence → |
| Net income | 1,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,236,000 | USD | evidence → |
| Total capital | 24,350,000 | USD | evidence → |
| Risk-weighted assets | 96,515,000 | USD | evidence → |
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