Call reports 2026
CEDAR VALLEY BANK & TRUST — 2026
What CEDAR VALLEY BANK & TRUST reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 123,205,000 | 126,253,000 |
| Total loans | 112,809,000 | 112,991,000 |
| Allowance for loan losses | 839,000 | 850,000 |
| Securities available for sale | 4,109,000 | 4,007,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 111,835,000 | 114,472,000 |
| Interest-bearing deposits | 90,104,000 | 93,510,000 |
| Noninterest-bearing deposits | 21,731,000 | 20,962,000 |
| Equity capital | 11,025,000 | 11,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,754,000 | 3,539,000 |
| Interest expense | 425,000 | 909,000 |
| Net interest income | 1,329,000 | 2,630,000 |
| Noninterest income | 46,000 | 125,000 |
| Noninterest expense | 949,000 | 1,806,000 |
| Provision for loan losses | 25,000 | 55,000 |
| Pretax income | 389,000 | 902,000 |
| Income tax | 14,000 | 34,000 |
| Net income | 375,000 | 868,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 11,025,000 | 11,319,000 |
| Total capital | 11,865,000 | 12,169,000 |
| Risk-weighted assets | 90,812,000 | 89,005,000 |