Call report 2021Q4
CEDAR VALLEY BANK & TRUST — 2021Q4
The 22 measures CEDAR VALLEY BANK & TRUST reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 101,873,000 | USD | evidence → |
| Total loans | 86,935,000 | USD | evidence → |
| Allowance for loan losses | 624,000 | USD | evidence → |
| Securities available for sale | 8,458,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 85,158,000 | USD | evidence → |
| Interest-bearing deposits | 62,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 22,705,000 | USD | evidence → |
| Equity capital | 7,591,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,125,000 | USD | evidence → |
| Interest expense | 261,000 | USD | evidence → |
| Net interest income | 3,864,000 | USD | evidence → |
| Noninterest income | 124,000 | USD | evidence → |
| Noninterest expense | 2,485,000 | USD | evidence → |
| Provision for loan losses | 170,000 | USD | evidence → |
| Pretax income | 1,378,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 1,308,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 7,484,000 | USD | evidence → |
| Total capital | 8,108,000 | USD | evidence → |
| Risk-weighted assets | 79,361,000 | USD | evidence → |