Call report 2012Q4
CEDAR VALLEY BANK & TRUST — 2012Q4
The 22 measures CEDAR VALLEY BANK & TRUST reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 60,475,000 | USD | evidence → |
| Total loans | 25,597,000 | USD | evidence → |
| Allowance for loan losses | 227,000 | USD | evidence → |
| Securities available for sale | 22,007,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 55,710,000 | USD | evidence → |
| Interest-bearing deposits | 41,087,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,623,000 | USD | evidence → |
| Equity capital | 4,653,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,028,000 | USD | evidence → |
| Interest expense | 165,000 | USD | evidence → |
| Net interest income | 1,863,000 | USD | evidence → |
| Noninterest income | -26,000 | USD | evidence → |
| Noninterest expense | 1,365,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 472,000 | USD | evidence → |
| Income tax | 24,000 | USD | evidence → |
| Net income | 448,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,273,000 | USD | evidence → |
| Total capital | 4,500,000 | USD | evidence → |
| Risk-weighted assets | 30,359,000 | USD | evidence → |