Call reports 2012
VIRGINIA COMPANY BANK — 2012
What VIRGINIA COMPANY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 137,668,000 | 138,378,000 | 143,461,000 | 140,523,000 |
| Total loans | 103,232,000 | 98,819,000 | 100,666,000 | 99,083,000 |
| Allowance for loan losses | 1,412,000 | 1,467,000 | 1,111,000 | 1,085,000 |
| Securities available for sale | 12,952,000 | 11,523,000 | 9,026,000 | 11,678,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 113,359,000 | 113,655,000 | 118,523,000 | 117,547,000 |
| Interest-bearing deposits | 102,162,000 | 100,738,000 | 102,851,000 | 98,890,000 |
| Noninterest-bearing deposits | 11,197,000 | 12,917,000 | 15,672,000 | 18,657,000 |
| Equity capital | 13,855,000 | 13,873,000 | 13,440,000 | 13,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,530,000 | 3,003,000 | 4,436,000 | 5,855,000 |
| Interest expense | 275,000 | 549,000 | 826,000 | 1,064,000 |
| Net interest income | 1,255,000 | 2,454,000 | 3,610,000 | 4,791,000 |
| Noninterest income | 49,000 | 105,000 | 159,000 | 214,000 |
| Noninterest expense | 1,379,000 | 2,583,000 | 4,002,000 | 5,237,000 |
| Provision for loan losses | 78,000 | 133,000 | 312,000 | 286,000 |
| Pretax income | 174,000 | 170,000 | -218,000 | -191,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 174,000 | 170,000 | -218,000 | -191,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,843,000 | 13,781,000 | 13,335,000 | 13,394,000 |
| Total capital | 15,255,000 | 15,241,000 | 14,446,000 | 14,479,000 |
| Risk-weighted assets | 121,069,000 | 116,787,000 | 117,765,000 | 117,771,000 |