Call reports 2026
CHARLEVOIX STATE BANK — 2026
What CHARLEVOIX STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 245,318,000 | 248,313,000 |
| Total loans | 130,185,000 | 131,938,000 |
| Allowance for loan losses | 1,492,000 | 1,493,000 |
| Securities available for sale | 70,770,000 | 64,028,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 218,423,000 | 220,954,000 |
| Interest-bearing deposits | 127,638,000 | 129,455,000 |
| Noninterest-bearing deposits | 90,785,000 | 91,499,000 |
| Equity capital | 24,026,000 | 24,059,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,869,000 | 5,905,000 |
| Interest expense | 309,000 | 626,000 |
| Net interest income | 2,560,000 | 5,279,000 |
| Noninterest income | 505,000 | 1,281,000 |
| Noninterest expense | 1,805,000 | 3,734,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 1,260,000 | 2,826,000 |
| Income tax | 0 | 0 |
| Net income | 1,260,000 | 2,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 25,215,000 | 25,215,000 |
| Total capital | 26,743,000 | 26,744,000 |
| Risk-weighted assets | 136,310,000 | 137,093,000 |