Call report 2025Q3
CHARLEVOIX STATE BANK — 2025Q3
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2025Q3, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 250,276,000 | USD | evidence → |
| Total loans | 122,791,000 | USD | evidence → |
| Allowance for loan losses | 1,505,000 | USD | evidence → |
| Securities available for sale | 74,149,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 223,469,000 | USD | evidence → |
| Interest-bearing deposits | 126,689,000 | USD | evidence → |
| Noninterest-bearing deposits | 96,780,000 | USD | evidence → |
| Equity capital | 23,562,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,991,000 | USD | evidence → |
| Interest expense | 1,066,000 | USD | evidence → |
| Net interest income | 6,925,000 | USD | evidence → |
| Noninterest income | 2,087,000 | USD | evidence → |
| Noninterest expense | 5,322,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,690,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,690,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,213,000 | USD | evidence → |
| Total capital | 26,754,000 | USD | evidence → |
| Risk-weighted assets | 131,630,000 | USD | evidence → |