Call report 2024Q4
CHARLEVOIX STATE BANK — 2024Q4
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2024Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 238,653,000 | USD | evidence → |
| Total loans | 123,173,000 | USD | evidence → |
| Allowance for loan losses | 1,521,000 | USD | evidence → |
| Securities available for sale | 91,021,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 215,619,000 | USD | evidence → |
| Interest-bearing deposits | 129,544,000 | USD | evidence → |
| Noninterest-bearing deposits | 86,075,000 | USD | evidence → |
| Equity capital | 21,249,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 10,349,000 | USD | evidence → |
| Interest expense | 1,874,000 | USD | evidence → |
| Net interest income | 8,475,000 | USD | evidence → |
| Noninterest income | 2,619,000 | USD | evidence → |
| Noninterest expense | 7,076,000 | USD | evidence → |
| Provision for loan losses | -36,000 | USD | evidence → |
| Pretax income | 4,018,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,018,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 25,213,000 | USD | evidence → |
| Total capital | 26,770,000 | USD | evidence → |
| Risk-weighted assets | 133,334,000 | USD | evidence → |