Call report 2023Q2
CHARLEVOIX STATE BANK — 2023Q2
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2023Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 270,885,000 | USD | evidence → |
| Total loans | 114,667,000 | USD | evidence → |
| Allowance for loan losses | 1,632,000 | USD | evidence → |
| Securities available for sale | 126,369,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 244,468,000 | USD | evidence → |
| Interest-bearing deposits | 157,240,000 | USD | evidence → |
| Noninterest-bearing deposits | 87,228,000 | USD | evidence → |
| Equity capital | 14,925,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 4,532,000 | USD | evidence → |
| Interest expense | 443,000 | USD | evidence → |
| Net interest income | 4,089,000 | USD | evidence → |
| Noninterest income | 929,000 | USD | evidence → |
| Noninterest expense | 3,018,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 1,965,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,965,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,912,000 | USD | evidence → |
| Total capital | 26,509,000 | USD | evidence → |
| Risk-weighted assets | 127,796,000 | USD | evidence → |