Call report 2022Q4
CHARLEVOIX STATE BANK — 2022Q4
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 277,065,000 | USD | evidence → |
| Total loans | 113,571,000 | USD | evidence → |
| Allowance for loan losses | 1,618,000 | USD | evidence → |
| Securities available for sale | 142,411,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 262,779,000 | USD | evidence → |
| Interest-bearing deposits | 173,572,000 | USD | evidence → |
| Noninterest-bearing deposits | 89,207,000 | USD | evidence → |
| Equity capital | 13,404,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,597,000 | USD | evidence → |
| Interest expense | 300,000 | USD | evidence → |
| Net interest income | 7,297,000 | USD | evidence → |
| Noninterest income | 2,449,000 | USD | evidence → |
| Noninterest expense | 6,487,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 3,260,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 3,260,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,313,000 | USD | evidence → |
| Total capital | 25,902,000 | USD | evidence → |
| Risk-weighted assets | 127,162,000 | USD | evidence → |