Call report 2021Q4
CHARLEVOIX STATE BANK — 2021Q4
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 312,876,000 | USD | evidence → |
| Total loans | 114,582,000 | USD | evidence → |
| Allowance for loan losses | 1,653,000 | USD | evidence → |
| Securities available for sale | 142,800,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 289,730,000 | USD | evidence → |
| Interest-bearing deposits | 190,682,000 | USD | evidence → |
| Noninterest-bearing deposits | 99,048,000 | USD | evidence → |
| Equity capital | 21,922,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 7,736,000 | USD | evidence → |
| Interest expense | 340,000 | USD | evidence → |
| Net interest income | 7,396,000 | USD | evidence → |
| Noninterest income | 3,081,000 | USD | evidence → |
| Noninterest expense | 6,382,000 | USD | evidence → |
| Provision for loan losses | -392,000 | USD | evidence → |
| Pretax income | 4,490,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 4,490,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 23,113,000 | USD | evidence → |
| Total capital | 24,696,000 | USD | evidence → |
| Risk-weighted assets | 126,622,000 | USD | evidence → |