Call report 2015Q4
CHARLEVOIX STATE BANK — 2015Q4
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 175,923,000 | USD | evidence → |
| Total loans | 101,747,000 | USD | evidence → |
| Allowance for loan losses | 1,202,000 | USD | evidence → |
| Securities available for sale | 37,848,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 160,964,000 | USD | evidence → |
| Interest-bearing deposits | 113,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 46,970,000 | USD | evidence → |
| Equity capital | 14,599,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,804,000 | USD | evidence → |
| Interest expense | 306,000 | USD | evidence → |
| Net interest income | 5,498,000 | USD | evidence → |
| Noninterest income | 2,090,000 | USD | evidence → |
| Noninterest expense | 5,428,000 | USD | evidence → |
| Provision for loan losses | -311,000 | USD | evidence → |
| Pretax income | 2,472,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 2,472,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,635,000 | USD | evidence → |
| Total capital | 15,837,000 | USD | evidence → |
| Risk-weighted assets | 110,516,000 | USD | evidence → |