Call report 2014Q4
CHARLEVOIX STATE BANK — 2014Q4
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 158,663,000 | USD | evidence → |
| Total loans | 97,531,000 | USD | evidence → |
| Allowance for loan losses | 1,558,000 | USD | evidence → |
| Securities available for sale | 26,900,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 144,317,000 | USD | evidence → |
| Interest-bearing deposits | 102,589,000 | USD | evidence → |
| Noninterest-bearing deposits | 41,728,000 | USD | evidence → |
| Equity capital | 13,672,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,608,000 | USD | evidence → |
| Interest expense | 349,000 | USD | evidence → |
| Net interest income | 5,259,000 | USD | evidence → |
| Noninterest income | 1,649,000 | USD | evidence → |
| Noninterest expense | 5,078,000 | USD | evidence → |
| Provision for loan losses | -61,000 | USD | evidence → |
| Pretax income | 1,913,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,913,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 13,635,000 | USD | evidence → |
| Total capital | 14,875,000 | USD | evidence → |
| Risk-weighted assets | 102,301,000 | USD | evidence → |