Call report 2012Q4
CHARLEVOIX STATE BANK — 2012Q4
The 22 measures CHARLEVOIX STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 146,975,000 | USD | evidence → |
| Total loans | 98,709,000 | USD | evidence → |
| Allowance for loan losses | 1,847,000 | USD | evidence → |
| Securities available for sale | 17,042,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 133,133,000 | USD | evidence → |
| Interest-bearing deposits | 98,532,000 | USD | evidence → |
| Noninterest-bearing deposits | 34,601,000 | USD | evidence → |
| Equity capital | 13,177,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,167,000 | USD | evidence → |
| Interest expense | 603,000 | USD | evidence → |
| Net interest income | 5,564,000 | USD | evidence → |
| Noninterest income | 1,548,000 | USD | evidence → |
| Noninterest expense | 4,708,000 | USD | evidence → |
| Provision for loan losses | 695,000 | USD | evidence → |
| Pretax income | 1,793,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | 1,793,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,929,000 | USD | evidence → |
| Total capital | 14,182,000 | USD | evidence → |
| Risk-weighted assets | 99,704,000 | USD | evidence → |