Call reports 2026
ST. HENRY BANK, THE — 2026
What ST. HENRY BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 447,852,000 | 435,566,000 |
| Total loans | 250,449,000 | 247,945,000 |
| Allowance for loan losses | 3,139,000 | 3,353,000 |
| Securities available for sale | 136,622,000 | 129,218,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 394,721,000 | 384,506,000 |
| Interest-bearing deposits | 299,286,000 | 284,416,000 |
| Noninterest-bearing deposits | 95,435,000 | 100,090,000 |
| Equity capital | 48,693,000 | 47,508,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 5,671,000 | 11,027,000 |
| Interest expense | 1,237,000 | 2,334,000 |
| Net interest income | 4,434,000 | 8,693,000 |
| Noninterest income | 343,000 | 712,000 |
| Noninterest expense | 1,474,000 | 3,262,000 |
| Provision for loan losses | 15,000 | 30,000 |
| Pretax income | 3,288,000 | 6,113,000 |
| Income tax | 0 | 1,000 |
| Net income | 3,288,000 | 6,112,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 61,451,000 | 59,631,000 |